38366 North Beachview Rd, Willoughby
38725 Congressional Ln, Willoughby
My goal is to share my knowledge of the real estate industry as well as available properties. I am happy to answer any questions you may have.
Feel free to call or text me at 440-346-2031.
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Friday, November 30, 2018
Thursday, November 29, 2018
Open Houses and Price Reduction!
Open Houses for December 2, 2018
6651 Breezewood Rd, Concord
Open 1-4pm
$360,000
4bd 3ba
Call 440-637-3791
657 2nd St #2, Fairport Harbor
Open 2-4pm
$209,900
2bd 2ba
Call 330-232-2689
9024 Regency Woods, Kirtland
Open 12-6pm
$479,900
4bd 3ba
Call 440-221-0075
6744 Bayside Dr, Madison
Open 11am-1pm
$157,900
3bd 2ba
Call 440-289-8213
1966 Spring Grove, Madison
Open 12-2pm
$209,900
3bd 2ba
Call 440-279-8585
1576 Algiers Dr, Mayfield Heights
Open 11am-1pm
$150,000
3bd 2ba
Call 440-525-3331
7151 Green Valley, Mentor
Open 11am-1pm
$280,000
4bd 3ba
Call 440-413-1963
8240 Talbot Circle, Mentor
Open 12:30-3pm
$425,000
4bd 4ba
Call 440-479-7379
998 Academy Ct, Painesville
Open 1-3pm
$75,900
3bd 2ba
Call 440-339-0603
2150 Kimberly Ct, Wickliffe
Open 1-3pm
$379,900
4bd 4ba
Call 440-339-3626
2965 Rockefeller, Willoughby Hills
BY APPT
$399,900
4bd 3ba
Call 440-259-5006
Price Reduction
17265 Moseley Rd, Thompson
$119,900 NEW PRICE!
Wednesday, November 28, 2018
Tuesday, November 27, 2018
Monday, November 26, 2018
Tips to Secure a Mortgage if You Are Self-employed
If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances. Here are three tips for securing a mortgage if you are self-employed.
Good Credit Score
While your ability to pay back a mortgage is the most important factor in an approval, your credit score is a close second, and that goes for every borrower, not just those who are self-employed. If you have a credit score in the high range -- something above 750 or 760 -- it will help you get approved for a mortgage. To boost your score, make sure you pay all bills on time, pay down your debt levels and do not make any new big purchases or apply for new credit soon before you apply for a mortgage.
Large Down Payment
The more money a bank lends you to buy a house, the more risk it is taking on that the money will not be paid back. If you are self-employed and considered a higher risk to begin with, one way you can alleviate some of that risk is to be able to put down a large amount of money. Putting down 20 percent is standard for a conventional loan and you should be willing to contribute at least that much. Putting down at least 20 percent also will save you money in the long run because you will not have to pay for mortgage insurance and you will pay less in finance charges over the life of the loan.
Significant Assets
One way to put a lender at ease about your ability to pay for a mortgage is to have significant reserves in the form of assets. If you have large amounts of money in regular savings, brokerage and retirement accounts, it offers a reserve for you to tap should your income take a dive. Other forms of property, such as personal and business property that is paid off and has value, are also good assets to show.
As you can see, when qualifying for a mortgage, in addition to your ability to repay the mortgage which is your debt to income ratio, a lender will also take into consideration a borrower’s credit score, size of the down payment and the amount of assets. A lender may be more lenient with a high debt to income ratio if one of these other positive factors are higher than the average as well!
Friday, November 23, 2018
Thursday, November 22, 2018
Price Reductions!
Price Reductions
13506 Shirley Dr, Leroy
$2,200 NEW PRICE! (RENTAL)
12676 Main Market Rd, Troy
$1,500,000 NEW PRICE!
6651 Breezewood Rd, Concord
$360,000 NEW PRICE!
Wednesday, November 21, 2018
Tuesday, November 20, 2018
Monday, November 19, 2018
Curb Appeal Affects Real Estate Sales
The first thing a buyer notices when they pull up to a home is the curb appeal. The home’s exterior including the siding, windows, garage door, front door and roof as well as the landscaping, decks and patios all need to show well!
More Showings
Having great curb appeal will create more showings on a property. Real estate is often a numbers game, meaning the more people that see a property, the more likely it will sell. Some buyers may decide not to even go into a property if they do not like the curb appeal. A favorable curb appeal will capture a client’s interest and make them want to see more.
Sell Faster
Of course more showings should help a home sell faster. Another reason a home might sell faster with good curb appeal is that when the initial impression is favorable, that feeling will last with the buyer as they go through the home. They will assume that the same care has been taken inside the home as well.
Sell For More Money
Realtors rank curb appeal as the most important in selling a home for top dollar. Buyers start deducting right away when the exterior of the home is not meticulous. When you are meticulous with the outside of your home, a buyer will assume you are meticulous with the routine maintenance of the home as well. Investing in the home’s exterior appearance is a good return on investment as well because a seller can expect to see return dollars for their efforts.
Conclusion
A buyer will look at a home as a total package but it is the curb appeal that makes the first impression that will stick with them. When they come back for a second showing and pull in the driveway, they will remember the home right away and how it made them feel. It is that emotional connection that will make them feel like this is home!
Friday, November 16, 2018
Thursday, November 15, 2018
Open Houses and Price Reduction!
Open Houses for November 18, 2018
11799 Fowler’s Mill, Chardon
Open 12-2pm
$194,000
3bd 2ba
Call 440-536-2500
6651 Breezewood Rd, Concord
Open 1-4pm
$375,000
4bd 3ba
Call 440-637-3791
7300 Hunter’s Trail, Concord
Open 12:30-2:30pm
$324,900
3bd 3ba
Call 440-413-0588
657 2nd St #2, Fairport Harbor
Open 11am-1pm
$209,900
2bd 2ba
Call 440-279-8585
332 Nautical Way, Fairport Harbor
Open 1:30-3:30pm
$174,900
2bd 2ba
Call 440-251-0791
9024 Regency Woods, Kirtland
Open 12-3pm
$479,900
4bd 3ba
Call 440-221-0075
13506 Shirley Dr, Leroy
Open 2-4pm
$350,000
4bd 4ba
Call 330-232-2689
1966 Spring Grove, Madison
Open 2-4pm
$209,900
Call 440-525-3331
7386 Goldenrod Dr, Mentor-on-the-Lake
Open 11am-1pm
$134,900
3bd 2ba
Call 440-251-0791
7151 Green Valley, Mentor
Open 12-2pm
$280,000
4bd 3ba
Call 440-289-8213
7565 Johnnycake Ridge Rd, Mentor
Open 11am-1pm
$165,000
Call 440-525-3331
8240 Talbot Circle, Mentor
Open 1-3pm
$425,000
4bd 4ba
Call 440-479-7379
2150 Kimberly Ct, Wickliffe
Open 2-4pm
$379,900
4bd 4ba
Call 440-339-3626
29952 Phillips Ave, Wickliffe
Open 2:30-4:30pm
$123,900 NEW PRICE!
4bd 2ba
Call 440-289-8213
2965 Rockefeller, Willoughby Hills
BY APPT
$399,900
4bd 3ba
Call 440-296-5006
Price Reductions
13506 Shirley Dr, Leroy
$2,300 NEW PRICE! (RENTAL)
Wednesday, November 14, 2018
Tuesday, November 13, 2018
Monday, November 12, 2018
Should I Get Preapproved Before Looking at Homes
If you are looking to buy a home, then you should consider getting preapproved before you even begin your search. There are some benefits of getting preapproved as well as drawbacks for failing to do so.
Benefit of Getting Preapproved. Having a preapproval letter attached to your offer can go a long way to ensure you get top consideration from the seller. This is because some major concerns of the seller are lifted – you are able to pay for the home and you know what the monthly payments will be, so you have all of the financial information you should need to make an offer.
Drawback of Failing to Get Preapproved. A drawback in failing to get preapproved in the first place is that you could fall in love with a specific house or location only to find out later that you do not qualify for that price range. Being preapproved means you know your budget, you know what you have to work with and can target your specific price range rather than wasting time and hoping you will be a match.
Sellers Require Preapproved Buyers. Most sellers today require a preapproval letter with an offer or they will not even consider the offer. Sellers want some assurances that a deal will come to fruition and a preapproval letter goes a long way in meeting this need.
Get Preapproved Right Away. Getting preapproved is a good step to take as early on in the home buying process as possible. It will save you a lot of time by targeting the right properties in the first place and it will add value to your offer with a seller by making them feel comfortable enough to accept an offer and know that the deal will go through. Speak with a mortgage professional today to get preapproved so that you can have the best experience in finding the right home, at the right price with a payment that is comfortable to you. Your dream home is just around the corner!
Friday, November 9, 2018
Thursday, November 8, 2018
Open Houses and Price Reductions!
Open Houses for November 11, 2018
11799 Fowler’s Mill, Chardon
Open 11-1pm
$194,000
3bd 2ba
Call 440-279-8585
6651 Breezewood Rd, Concord
Open 1-4pm
$375,000
4bd 3ba
Call 440-637-3791
7300 Hunter’s Trail, Concord
Open 11am-1pm
$324,900
3bd 3ba
Call 440-525-3331
657 2nd St #2, Fairport Harbor
Open 11am-1pm
$209,900
2bd 2ba
Call 440-413-0588
332 Nautical Way, Fairport Harbor
Open 11am-1pm
$174,900
2bd 2ba
Call 440-488-1061
9024 Regency Woods, Kirtland
Open 12-3pm
$479,900
4bd 3ba
Call 440-221-0075
6744 Bayside Dr, Madison
Open 2:30-4:30pm
$157,900
3bd 2ba
Call 440-289-8213
6834 Chapel Rd, Madison
Open 2:30-4:30pm
$359,900
3bd 3ba
Call 440-339-0603
6917 Wilson Mills, Mayfield Village
Open 1:30-3:30pm
$179,900 NEW PRICE!
3bd 2ba
Call 440-279-8585
8240 Talbot Circle, Mentor
Open 12-1:30pm
$425,000
4bd 4ba
Call 440-479-7379
998 Academy Ct, Painesville
Open 12-2pm
$75,900
3bd 2ba
Call 440-289-8213
2965 Rockefeller, Willoughby Hills
Open 1:30-3:30pm
$399,900
4bd 3ba
Call 440-525-3331
Price Reductions
313 E 330th St, Willowick
$105,000 NEW PRICE!
6289 Magnolia Dr, Mentor
$65,000 NEW PRICE!
Wednesday, November 7, 2018
Tuesday, November 6, 2018
Why is it so Important to Price a Home Correctly When Selling?
Selling a home is no easy feat. There are many factors to consider for a successful outcome, including finding a good realtor, repairing or replacing broken things in the home, and getting all the home’s paperwork together.
The most crucial step towards selling a home, however, is deciding how to price it. Here, you will you learn the importance of pricing a home correctly along with common mistakes to avoid when putting it on the market.
Pricing your home has a big impact on it selling within your timeframe at a number you are comfortable making off of it. It takes time, thought, and patience to reach the right number for your home. If it is priced accurately then you will have the highest chance of getting what it is worth, and you will not have to impede the process by constantly lowering your price.
When pricing your home, you must do your research. It is imperative to know exactly how much your home is worth, so have a professional home appraisal done on your house. Knowing this information will give you an idea of what you may be able to get for it.
Using market analysis will also aid you in knowing how to price your property. A market analysis can tell you what homes in your neighborhood like yours were sold for. Trying to price your home based on what other homes on the market in your neighborhood are priced at can get you in trouble.
Basing your price on what you see around you may put you at risk of pricing too high. Many people selling their homes make a mistake when thinking pricing it high and lowering it later will help them make the best deal. Often, this logic backfires because they end up having to lower their price so much that they sell it for less than it is worth. Do not assume what you see around you is the most economical; do your research.
Any personal attachments to your home should be severed once you are considering selling it. If you still have an emotional connection to your house when you are putting it on the market, this may hurt your chance of selling your home for the best price possible. Do not get wrapped up in thoughts of how much time and effort you have invested over the years. Those feelings will likely cloud your judgement when considering how much your home is worth.
Emotions factor into why people overprice their homes, and that is why it is important to work with someone who can help you see the real picture. Use a trustworthy, responsible realtor who will be honest with you to get the best value for your property.
You have about ten days from the time your home is placed on the market to generate the most movement and response to your listing. Priced correctly, your home has a much greater chance of attracting potential buyers. You can save time by putting your house on the market at a realistic cost, making serious buyers more inclined to make offers faster than unrealistic prices allow them to.
When pricing your home, it is important to determine what is of more significance to you. Do you want to save more time or make more money? Pricing your house at the right number can help you do both simultaneously, but if it is more important to save time one or to make more money, knowing what matters more will you price your home accordingly.
For instance, if you need to sell quickly to move at a certain time, you may want to list your home at a lower price to attract more potential buyers. A home listed for less than its value could put you at risk for losing money, but if selling quickly is the more pertinent task, lowering the price can save you a lot of time.
To get the most money from your home, there are some things you can do to get your house in order. Fixing any flaws, interior or exterior, will give your home more value. Invest in hiring professionals to repair or replace any damages.
Declutter your home and keep it tidy. Any potential buyers will want to be able to see themselves in your place and see the home as theirs. Allowing them this visual will influence their decision. Do not confuse them with a cluttered or unkempt space.
Show off the best parts of your home. Let your open house showcase all your home’s selling factors and make your potential buyers understand the value of your home.
Selling your home on the market can be a stressful process, and you do not want to make it any harder than it needs to be. Appropriate pricing is the most vital part of selling your home as it can mean the difference between selling in four weeks or four months. If pricing your home is proving to be difficult for you, hire a professional to help you get where you need to be.
Friday, November 2, 2018
Thursday, November 1, 2018
Open Houses!
Open Houses for November 4, 2018
6651 Breezewood Rd, Concord
Open 1-5pm
$375,000
Call 440-637-3791
7300 Hunter’s Trail, Concord
Open 2-4pm
$324,900
3bd 3ba
Call 440-525-3331
332 Nautical Way, Fairport Harbor
Open 11am-1pm
$174,900
2bd 2ba
Call 440-488-1061
9024 Regency Woods, Kirtland
Open 12-3pm
$479,900
4bd 3ba
Call 440-221-0075
6744 Bayside Dr, Madison
Open 1-3pm
$157,900
3bd 2ba
Call 440-339-0603
6917 Wilson Mills, Mayfield Village
Open 12-2pm
$189,900
3bd 2ba
Call 440-289-8213
7386 Goldenrod Dr, Mentor-on-the-Lake
Open 11-1pm
$134,900
3bd 2ba
Call 440-251-0791
2150 Kimberly Ct, Wickliffe
Open 2-4pm
$379,900
4bd 3ba
Call 440-339-3626
29952 Phillips Ave, Wickliffe
Open 2:30-4:30pm
$125,900
4bd 2ba
Call 440-289-8213
313 E 330th St, Willowick
Open 2-4pm
$110,000 NEW PRICE!
4bd 1ba
Call 440-537-2641
6834 Chapel Rd, Madison
BY APPT
$359,900
3bd 3ba
Call 440-296-5006
2965 Rockefeller, Willoughby Hills
BY APPT
$399,900
4bd 3ba
Call 440-296-5006
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